AML & Financial Crime Consulting
Specialist AML Consulting for a Changing Financial Crime Landscape
Financial crime is evolving rapidly. New technologies, digital financial products, regulatory change, and increasingly sophisticated criminal behavior can expose organizations to risks that traditional compliance approaches do not always address.
Our AML and financial crime consulting services help organizations identify vulnerabilities, understand emerging threats, and strengthen the effectiveness of their financial crime controls.
We provide independent support across:
- AML audits and financial crime risk reviews
- Safety by design for financial products
- Financial crime red teaming
- AML software development consulting
- Bespoke financial crime research
- Legislative and regulatory policy advising
Whether you are reviewing an existing AML program, building financial crime technology, launching a new product, responding to regulatory change, or assessing an emerging threat, we can help you identify risks before they become problems.
DISCUSS YOUR AML & FINANCIAL CRIME REQUIREMENTS
Our AML and Financial Crime Consulting Services
AML Audit & Financial Crime Risk Reviews
A strong AML program must work in practice, not simply look effective on paper.
Our AML audits and financial crime risk reviews provide an independent assessment of your organization’s approach to preventing and detecting money laundering and other forms of financial crime. We assess whether policies, procedures, controls, governance, systems, and operating practices are appropriate for your risk profile and effective in practice.
The objective is to identify gaps, weaknesses, inconsistencies, and opportunities for improvement. We provide practical recommendations to help strengthen your financial crime framework.
This service may be useful when you are:
- Reviewing an existing AML program
- Preparing for regulatory scrutiny or an internal review
- Assessing the effectiveness of financial crime controls
- Responding to a risk event, control failure, or emerging threat
- Seeking an independent view of your AML framework
Safety by Design for Financial Products
Financial crime prevention should begin before a product reaches the market.
Our safety-by-design consulting helps organizations identify and address financial crime, exploitation, abuse, and fraud risks during the design and development of financial products and services. Rather than adding controls after launch, we consider risk from the outset.
This is particularly relevant for products serving teenagers, minors, vulnerable users, or customers who may face heightened exposure to fraud, financial exploitation, or coercion.
Safety-by-design reviews can assess:
- Privacy controls
- Fraud and exploitation risks
- Parental transaction controls and notifications
- Product features and functionality
- Customer onboarding and user journeys
- Abuse scenarios and misuse pathways
- Safety issues, escalation processes, and response procedures
- Cross-functional safety across the platform
The goal is to help organizations design financial products that reduce opportunities for abuse, exploitation, and fraud victimization.
READ OUR SAFETY-BY-DESIGN BLOG
Explore practical insights into designing financial products that reduce opportunities for harm and criminal abuse.
Financial Crime Red Teaming
New financial products and apps can create unintended opportunities for criminals.
Our AML and financial crime red teaming takes an adversarial approach to identifying potential vulnerabilities before criminals discover and exploit them. We examine products, applications, processes, controls, and customer journeys from the perspective of someone attempting to circumvent controls, exploit weaknesses, or abuse the product for financial crime.
The objective is not simply to identify whether a control exists. It is to ask:
How could this product be abused, and how could we reduce the opportunity for abuse?
Financial crime red teaming can examine:
- Product features and customer journeys
- Onboarding, identity verification, and account-opening processes
- Payment flows, transaction limits, and monitoring controls
- Peer-to-peer functionality and user-to-user interactions
- Fraud, money laundering, and exploitation scenarios
- Customer support, dispute, and account-recovery processes
- Potential methods for circumventing controls
- Vulnerabilities across systems, processes, and user behavior
This approach helps organizations identify practical risks earlier and strengthen protections before launch or at key stages of product development.
EXPLORE FINANCIAL CRIME RED TEAMING
AML Software Development Consulting
Technology is central to modern AML and financial crime compliance. Effective AML software must reflect regulatory requirements, real-world criminal behavior, operational workflows, and the needs of the teams using it.
We provide AML software development consulting for organizations building, enhancing, or evaluating financial crime technology and compliance platforms. This includes AML software, transaction monitoring tools, sanctions screening systems, risk assessment platforms, RegTech products, and other financial crime solutions.
Our subject-matter expertise can support teams throughout the AML software development lifecycle. We help translate financial crime requirements into practical product features, controls, workflows, use cases, and testing scenarios.
Our approach considers not only what a system is designed to detect, but also how criminals may attempt to circumvent, manipulate, or exploit it.
Support may include:
- Translating AML and financial crime requirements into product requirements
- Reviewing product features, workflows, and control design
- Developing realistic financial crime use cases and abuse scenarios
- Advising on transaction monitoring, risk assessment, and screening logic
- Supporting product, compliance, engineering, risk, and leadership teams
- Identifying potential control gaps before implementation or launch
DISCUSS YOUR AML TECHNOLOGY PROJECT
Bespoke AML & Financial Crime Research
Financial crime questions are rarely one-size-fits-all.
Our bespoke financial crime research provides tailored analysis of specific risks, markets, products, criminal methodologies, and emerging threats. Rather than relying on a generic industry report, we develop focused intelligence around your organization’s particular question, concern, or decision.
Research can be commissioned to support:
- New product development
- Market entry
- Regulatory submissions
- Investigations and risk reviews
- Emerging threat assessments
- Financial crime strategy
- Internal training and executive briefings
- Product, market, or customer risk assessments
Research may explore money laundering typologies, fraud methodologies, criminal networks, financial crime trends, digital assets, cyber-enabled crime, sanctions risks, and emerging technologies.
Depending on the assignment, outputs may include a written assessment, threat profile, typology analysis, risk briefing, workshop, or practical recommendations for decision-makers.
Legislative & Regulatory Policy Advising
Financial crime regulation is complex and constantly changing. Organizations need to understand not only what a legislative or regulatory development says, but also what it may mean for their products, systems, controls, and operating model.
We provide AML legislative and regulatory policy advising to help organizations understand regulatory developments, assess their potential impact, and develop informed responses.
Advisory support can include:
- AML legislation and regulatory developments
- Policy and legislative analysis
- Regulatory impact assessments
- Analysis of emerging regulatory priorities
- Translating complex regulatory requirements into practical considerations
- Support for internal policy development and strategic decision-making
We help bridge the gap between legislation, regulatory policy, technology, and practical implementation. Our work gives organizations the insight they need to make informed decisions in a changing financial crime environment.
How We Work
Effective financial crime compliance is not only about having policies and controls in place. It is about whether those controls are effective, proportionate, practical, and resilient against the ways criminals actually operate.
Our work combines AML expertise, financial crime research, regulatory insight, technology understanding, and adversarial thinking. We provide an independent perspective on AML programs, financial crime controls, product design, compliance technology, and emerging threats.
Each engagement is tailored to your objectives, operating environment, product, and risk profile. Depending on your needs, our work may involve:
- Independent review and challenge
- Targeted research and analysis
- Product and technology advisory support
- Legislative and regulatory policy analysis
- Workshops with compliance, product, technology, risk, and leadership teams
- Identification of vulnerabilities and abuse scenarios
- Practical recommendations for strengthening controls and decision-making
Our goal is to provide advice that is independent, practical, and relevant to the risks your organization faces.
Identify the Risks Before Criminals Do
Whether you are reviewing an existing AML program, developing financial crime technology, launching a new financial product, responding to regulatory change, or trying to understand an emerging financial crime threat, specialist independent advice can help you make better-informed decisions.
Talk to us about your AML audit, financial crime research, regulatory policy, software development, product-risk, or red-teaming requirements.
DISCUSS YOUR AML & FINANCIAL CRIME REQUIREMENTS